tag:blogger.com,1999:blog-43000147162672513802024-03-05T11:46:29.329-08:00Tom Flatt, Broker of Record, T FLATT REALTY INC.I have been an area business man since 1994 & a successful Realtor since 2004. In 2010 I was ranked in the top 1% for all Coldwell Banker Representatives worldwide. Get my award winning dedication working for you – FREE HOME EVALUATIONS, BUYER EDUCATION AND ULIMATE SERVICE!’
Tom does 6 times MORE DEAL ENDS with BUYER’S & SELLER’S than the average area REALTOR® in 2010! Stats from the Hamilton-Burlington Real Estate Board as of January, 2011
www.tomflatt.com tomflatt@coldwellbanker.catomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.comBlogger128125tag:blogger.com,1999:blog-4300014716267251380.post-43758228998083343982014-03-17T10:23:00.000-07:002014-03-17T10:23:32.449-07:00Attention Realtor's!!!<a href="http://bit.ly/1oiH2zZ">http://bit.ly/1oiH2zZ</a> to Profit Sharing Brokerage Plan<br />
<br />
<div style="color: black; font-family: Tahoma; font-size: 13.33px; font-style: normal; font-weight: 400;">
<br /></div>
<div style="color: black; font-family: Tahoma; font-size: 13.33px; font-style: normal; font-weight: 400;">
<img alt="" data-cke-saved-src="http://cp.realtysoft.com/data/users/0005/590/docs/e12c310f15dbb376f8b0e59368630b33.jpg" src="http://cp.realtysoft.com/data/users/0005/590/docs/e12c310f15dbb376f8b0e59368630b33.jpg" style="height: 183px; width: 519px;" /></div>
<div style="color: black; font-family: Tahoma; font-size: 13.33px; font-style: normal; font-weight: 400;">
<a data-cke-saved-href="http://www.tomflatt.com" href="http://www.tomflatt.com/" target="_blank"><span style="font-family: trebuchet ms,helvetica,sans-serif;"><strong><span style="background-color: gold;">Website</span></strong></span></a><span style="background-color: gold;"> </span><span style="font-family: trebuchet ms,helvetica,sans-serif;"><strong><a data-cke-saved-href="http://www.tomflatt.com/LISTINGS/Toms_Listings" href="http://www.tomflatt.com/LISTINGS/Toms_Listings" target="_blank"><span style="background-color: gold;">Listings</span></a><span style="background-color: gold;"> </span><a data-cke-saved-href="http://www.realtor.ca/propertyresults.aspx?id=1146566" href="http://www.realtor.ca/propertyresults.aspx?id=1146566" target="_blank"> <span style="background-color: gold;">MLS Search</span></a></strong> </span> <span style="background-color: gold;"> <a data-cke-saved-href="https://www.youtube.com/watch?v=U8ull8oiGtM&feature=youtu.be" href="https://www.youtube.com/watch?v=U8ull8oiGtM&feature=youtu.be" target="_blank"><span style="font-family: trebuchet ms,helvetica,sans-serif;"> Tom Profile </span></a><a data-cke-saved-href="http://mortgage.rbc.com/angela.king" href="http://mortgage.rbc.com/angela.king" target="_blank"> </a></span><span style="font-family: trebuchet ms,helvetica,sans-serif;"><a data-cke-saved-href="http://mortgage.rbc.com/angela.king" href="http://mortgage.rbc.com/angela.king" target="_blank"><span style="background-color: gold;">Mortgage Calculator </span></a><a data-cke-saved-href="http://cp.realtysoft.com/data/users/0005/590/docs/5e230cc936672670c764e67fc3bc493b.jpg" href="http://cp.realtysoft.com/data/users/0005/590/docs/5e230cc936672670c764e67fc3bc493b.jpg" target="_blank"><span style="background-color: gold;">Legacy Plan for Realtor's</span></a></span></div>
<div style="color: black; font-family: Tahoma; font-size: 13.33px; font-style: normal; font-weight: 400;">
<br /></div>
<div style="color: black; font-family: Tahoma; font-size: 13.33px; font-style: normal; font-weight: 400;">
<div>
<div style="color: black; font-family: Tahoma; font-size: 13.33px; font-style: normal; font-weight: 400;">
<div>
Hi ,</div>
<div>
<br /></div>
<div>
Do
you ever wonder what other Brokerage's have to Offer? Maybe you are
thinking of a change now or in the future or forward this to someone you
know who might be interested in a change or better option.</div>
<div>
<br /></div>
<div>
You might be interested in what I have to Offer at our Brokerage; <a data-cke-saved-href="http://cp.realtysoft.com/data/users/0005/590/docs/5e230cc936672670c764e67fc3bc493b.jpg" href="http://cp.realtysoft.com/data/users/0005/590/docs/5e230cc936672670c764e67fc3bc493b.jpg" target="_blank">Legacy Profit Sharing Plan</a>,
no office fees & an office you can physically use 24/7 (meetings,
getting/sending faxes, etc.), model home duty or office duty or no duty,
part-time or full-time, free messaging service, competitive commission
splits, advertising help (Real Estate Channel-web advertising(youtube,
etc), social media, local paper, etc.) and <a data-cke-saved-href="http://www.coldwellbanker.ca/join/careers" href="http://www.coldwellbanker.ca/join/careers" target="_blank">Coldwell Banker franchise advantages</a> (CB Training, access to materials, websites, etc).</div>
<div>
<br /></div>
<div>
Feel free to call or email me, I'd be happy to let you in on everything we have to Offer.</div>
</div>
</div>
<div>
<br /></div>
</div>
<div style="color: black; font-family: Tahoma; font-size: 13.33px; font-style: normal; font-weight: 400;">
<br /></div>
<div style="color: black; font-family: Tahoma; font-size: 13.33px; font-style: normal; font-weight: 400;">
<em>Kind Regards,</em></div>
<div style="color: black; font-family: Tahoma; font-size: 13.33px; font-style: normal; font-weight: 400;">
<img alt="" data-cke-saved-src="http://cp.realtysoft.com/data/users/0005/590/docs/f89c0ea9db3dc609fb1eaa1ddb561aa1.jpg" height="37" src="http://cp.realtysoft.com/data/users/0005/590/docs/f89c0ea9db3dc609fb1eaa1ddb561aa1.jpg" width="206" /></div>
<div style="color: black; font-family: Tahoma; font-size: 13.33px; font-style: normal; font-weight: 400;">
<em>Tom Flatt, Broker of Record</em></div>
<div style="color: black; font-family: Tahoma; font-size: 13.33px; font-style: normal; font-weight: 400;">
<em>Coldwell Banker T Flatt Realty, Brokerage</em></div>
<div style="color: black; font-family: Tahoma; font-size: 13.33px; font-style: normal; font-weight: 400;">
<em><span class="skype_c2c_container" dir="ltr" skype_menu_props="{"numberToCall":"+19057687717","isFreecall":false,"isMobile":false,"isRtl":false}" tabindex="-1"><span class="skype_c2c_highlighting_inactive_common" dir="ltr" skypeaction="skype_dropdown"><span class="skype_c2c_textarea_span"><img class="skype_c2c_logo_img" data-cke-saved-src="resource://skype_ff_extension-at-jetpack/skype_ff_extension/data/call_skype_logo.png" src="resource://skype_ff_extension-at-jetpack/skype_ff_extension/data/call_skype_logo.png" /><span class="skype_c2c_text_span">905-768-7717</span></span></span></span> </em></div>
<div style="color: black; font-family: Tahoma; font-size: 13.33px; font-style: normal; font-weight: 400;">
<br /></div>
<div style="color: black; font-family: Tahoma; font-size: 13.33px; font-style: normal; font-weight: 400;">
<em><span class="skype_c2c_container" dir="ltr" skype_menu_props="{"numberToCall":"+19057687717","isFreecall":false,"isMobile":false,"isRtl":false}" tabindex="-1"><span class="skype_c2c_highlighting_inactive_common" dir="ltr" skypeaction="skype_dropdown"><span class="skype_c2c_textarea_span"><span class="skype_c2c_text_span"><a data-cke-saved-href="http://cp.realtysoft.com/data/users/0005/590/docs/5e230cc936672670c764e67fc3bc493b.jpg" href="http://cp.realtysoft.com/data/users/0005/590/docs/5e230cc936672670c764e67fc3bc493b.jpg" target="_blank"><img alt="" data-cke-saved-src="http://cp.realtysoft.com/data/users/0005/590/docs/f03670bb467e6ae61808ecab6ccf7b49.jpg" src="http://cp.realtysoft.com/data/users/0005/590/docs/f03670bb467e6ae61808ecab6ccf7b49.jpg" style="height: 149px; width: 526px;" /></a></span></span></span></span></em></div>
tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-40971217078915942982013-10-31T10:56:00.001-07:002013-10-31T10:58:43.228-07:00New listing Hagersville, ON<p class="MsoNormal" style="margin: 0in 0in 0.0001pt;"><span style="-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);">New listing at <a href="x-apple-data-detectors://0" x-apple-data-detectors="true" x-apple-data-detectors-type="address" x-apple-data-detectors-result="0">3 MacNeil Court</a>, Hagersville - $222,950<o:p></o:p></span></p><p class="MsoNormal" style="margin: 0in 0in 0.0001pt;"><span style="-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);"> </span></p><p class="MsoNormal" style="margin: 0in 0in 0.0001pt;"><span style="-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);">Remarks:<o:p></o:p></span></p><p class="MsoNormal" style="margin: 0in 0in 0.0001pt;"><span style="-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);">Stunning Freehold no fees 1,249sqft Bungalow Semi’s and Townhomes. 2 bed and 2 full bath designed for mature and professional adults. Designed open concept with customizable kitchen, generous lighting allowance personally select your lighting fixtures, 9' ceilings, main floor laundry/mud room off inside garage entry, patio doors off living room to deck and wide foyer hallway. Only 25 minutes to Hamilton, in town hospital and walking distance to amenities. Contact LBO for floor plan and construction details brochure. Floor plan and construction details brochure available @<a href="http://bit.ly/JwUw3C">http://bit.ly/JwUw3C</a><o:p></o:p></span></p><p class="MsoNormal" style="margin: 0in 0in 0.0001pt;"><o:p style="-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);"> </o:p></p><p class="MsoNormal" style="margin: 0in 0in 0.0001pt;"><span style="-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);">Virtual Tour:<o:p></o:p></span></p><p class="MsoNormal" style="margin: 0in 0in 0.0001pt;"><font color="#000000"><span style="-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);"><a href="http://www.propertypanorama.com/164384">http://www.propertypanorama.com/164384</a><o:p></o:p></span></font></p><p class="MsoNormal" style="margin: 0in 0in 0.0001pt;"><o:p style="-webkit-text-size-adjust: auto; background-color: rgba(255, 255, 255, 0);"> </o:p></p>tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-18380645794693994842013-06-02T06:40:00.000-07:002013-06-02T06:40:13.926-07:00Dunnville Condo Open House Sunday the 2, 2-4pmOpen House @ 136 Lock St W, Dunnville today 2-4,neatly updated unit with river views. Great Buy!!! $139,900 MLS <a class="twitter-timeline-link" data-expanded-url="http://www.youtube.com/watch?v=b51k02wfj0g" dir="ltr" href="http://t.co/7WsEQC4VgZ" rel="nofollow" target="_blank" title="http://www.youtube.com/watch?v=b51k02wfj0g"><span style="color: #0084b4;"><span class="invisible">http://www.</span><span class="js-display-url">youtube.com/watch?v=b51k02</span><span class="invisible">wfj0g</span><span class="tco-ellipsis"><span class="invisible"> </span>…</span></span></a>tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-24278071590544561962012-10-17T14:11:00.001-07:002012-10-17T14:11:48.953-07:00HAGERSVILLE STRIP MALL SPACE, 1,000 sqft 25 minutes to Hamilton!<a href="http://www.youtube.com/watch?v=PAnw0OSXAE8">http://www.youtube.com/watch?v=PAnw0OSXAE8</a> Youtube<br />
<br />
HAGERSVILLE STRIP MALL SPACE-High traffic location on north-east corner of
downtown area. 1,000sqft approx. space currently setup as a large office with
parking lot store frontage. Space features for HVAC air roof top natural gas fu
rnace and CA and 100amp power 1 bath and rear exit. General Commercial zoning
allows for many retail uses as well as office. Plaza currently houses video
store, computer shop, office supply store, pizza restaurant, insurance, Sears
pick-up outlet and drug store. Get your ideal enterprising endeavour into an
ideal location in a growing town with lots of future growth projected. Close to
new housing developments. Ample distance of all town amenities. Lease $1400 .00
+ HST + utilities + snow removal portion + property tax portion. Recently
re-paved parking area. Only 30 minutes to Hamilton.tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-56516187737849374722012-10-17T14:06:00.000-07:002012-10-17T14:06:26.109-07:00BEST BUNGALOW BANG FOR YOUR BUCK! $239,900 only 25 minutes to Hamilton!<a href="http://www.youtube.com/watch?v=h4gKo17xt8Y">http://www.youtube.com/watch?v=h4gKo17xt8Y</a> Youtube<br />
<br />
<a href="http://www.propertypanorama.com/202678" target="_NEW">http://www.propertypanorama.com/202678</a> V-Tour<br />
<br />
BEST BUNGALOW BANG FOR YOUR BUCK!-Great starter or right size option is this
neatly nestled solid all around brick home on mature treed lined street. Long
paved drive beside tree shaded front yard by an impressive Maple is a step up
porch. Foyer opens to grand Living Room with super size picture window on
gleaming laminate flooring. Elegant stone ceramic leads to Oak eat in Kitchen
with generous prep areas and cozy table corner spot. 3rd bedroom directly off
the kitchen can be used as a separate Dining Room that leads to patio doors to
high canopy covered deck over looking a private fenced yard with ample play room
and green thumb vegetable garden. Generous bedrooms, updated main level bath and
second hallway to Living Room finish the first floor. Separate side entrance to
the home could afford a private inlaw situation to mostly finished basement with
generous storage/utility area, large modern Rec Room with laminate flooring,
Bedroom and private full bathroom. Very well maintained and updated home with
all replaced windows and exterior doors. Value packed home in a safe and easy
going community. Only 25 minutes to Hamilton.tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com1tag:blogger.com,1999:blog-4300014716267251380.post-83740816543546090372012-10-17T13:42:00.000-07:002012-10-17T13:42:33.750-07:00EVERYTHING ONE COULD WANT IN A RURAL HOME! $289,900 with 24x40 shop<a href="http://www.youtube.com/watch?v=tT_TjPQ3-6M">http://www.youtube.com/watch?v=tT_TjPQ3-6M</a> Youtube<br />
<br />
<a href="http://www.propertypanorama.com/202740" target="_NEW">http://www.propertypanorama.com/202740</a> V-Tour<br />
<br />
EVERYTHING ONE COULD WANT IN A RURAL HOME!-Grand size solid brick bungalow in
quiet country village on slow side street only minutes to a rural elementary
school. immense 6 car paved driveway leads into open foyer to Rec Room sized
Living Room with wood burning Fireplace, exit to entertaining sunroom and inside
entry from true double door garage with side man exit and furnace. Living Room
steps up to massive kitchen with amazing counter space & hardwood floors
with picturesque front yard views. Separate over sized sun soaked Dining Room
affords lots of family functions elbow room. Generous bedrooms with large
windows & back of home country views. Basement features large laundry room,
utility + storage, workshop and central Rec Room. Lots of back yard grass area
to allow kids to roam. For the hobbiest or auto repair enthusiast is a 2 story
wood framed steel 24 x 40 workshop featuring high ceiling, poured floors, 100amp
hydro system and already plumbed underground propane line. Take advantage of
this dream country catch. Only 35 minutes to Hamilton.tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-23936391323844569972012-10-17T13:32:00.000-07:002012-10-17T13:32:04.675-07:00LOVELY LEVELED HOME IN HAPPENING HAGERSVILLE $284,900 4 BED, 2+BATH<a href="http://www.youtube.com/watch?v=uSxzDsSErMk">http://www.youtube.com/watch?v=uSxzDsSErMk</a> Youtube<br />
<br />
<a href="http://www.propertypanorama.com/201874" target="_NEW">http://www.propertypanorama.com/201874</a> V-Tour<br />
<br />
LOVELY LEVELED HOME IN HAPPENING HAGERSVILLE!-Great value in this family
oriented sub division is our 2005 built home. Generous sized lot amongest other
similar homes. Beautifully surfaced double drive into garage with inside access.
Covered front porch opens into a vaulted ceiling Living Room running through to
the Dining Room with gleaming floors, elegant lighting & large sun soaking
windows all around. Super size Oak eat in kitchen with earthy ceramics &
side yard entry door. Second level has modern painted bedrooms, convenient
bedroom level laundry closet and great Master Bedroom with private ensuite.
Great feature in this leveled home is the Rec Room just a couple steps off of
the kitchen. This level also features large windows, because we are still above
grade, for our 4th bedroom with ensuite privilege door to roughed in full bath.
Bottom level has our utility area & a 350sqft area for the perfect play
area, exercise room or 3rd living room. Lots to offer in this backsplit in a
growing Real Estate market only 30 minutes away from Hamilton and close to the
lake and Port Dover.tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-29137328145628379282012-10-17T13:25:00.003-07:002012-10-17T13:26:22.878-07:00FRIENDLY FISHERVILLE FIND FOR FAMILIES $222,900<a href="http://www.youtube.com/watch?v=TwZyfeTMqIo">http://www.youtube.com/watch?v=TwZyfeTMqIo</a> Youtude<br />
<br />
<a href="http://www.propertypanorama.com/199108" target="_NEW">http://www.propertypanorama.com/199108</a> V-Tour<br />
<br />
FRIENDLY FISHERVILLE FIND FOR FAMILIES!-Excellent location in a family oriented
village with public school, park areas for sports and minutes to the lake.
Basketball rim ready driveway leads to 12ft high ceiling garage with inside
access to mud room before entering classic raised ranch plan. Bright sun soaking
living room with area rug over gleaming original hardwood flooring that adorns
the separate dining room, hallway and all bedrooms. Front foyer off covered 27x5
porch over looking large front yard. Cozy eat-in kitchen off dining room. Super
double sink bathroom with updated tub and shower. Notice the textured ceilings
thru out. Private views from Master Bedroom window to tree framed rear yard.
Excellent basement use, large L shaped Rec Room with corner bar, built in
cabinets/shelving and cozy end of room wood burning fireplace. Also, extra 4th
bedroom, large laundry/utility combo room, open storage room or play area and
mega sized cold room. Windows replaced in 2010-NorthStar Windows with lifetime
warranty, 200amp hydro, natural gas furnace and only 40 minutes to Hamilton.
Come to where the kids are safe and life is stressless. tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-5400203444551957462012-09-13T14:00:00.000-07:002012-09-13T14:00:29.450-07:00“His and hers” homebuyer tips for couples <b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 14pt;">“His and hers” homebuyer tips for couples <o:p></o:p></span></b><br />
<br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">For most couples, buying a home is the most significant purchase they will ever make together.<span style="mso-spacerun: yes;"> </span>While the prospect of owning a home is an exciting one, it can often seem overwhelming, especially for those who are new to the real estate process.<span style="mso-spacerun: yes;"> </span>From selecting a neighbourhood to deciding how to use a spare room, navigating the world of homeownership together requires some extra work. However, couples will be thankful they put in the additional time and effort when the “sold” sign is posted on the home of both of their dreams. <o:p></o:p></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">For those couples looking to purchase a home, I</span><span lang="EN" style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-ansi-language: EN; mso-bidi-font-weight: bold;"> offer seven simple tips for ‘His and Hers’ homebuying that will help to ensure a “harmonious house hunt” without rocking the relationship: <o:p></o:p></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;"><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-ansi-language: EN;">Get pre-approved for a mortgage</span></b><span lang="EN" style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-ansi-language: EN;">. There are few things worse than finding the perfect home, only to find out that it costs more than you can afford. Before beginning the house hunt, </span><st1:personname w:st="on"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Cold</span><span lang="EN" style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-ansi-language: EN; mso-bidi-font-weight: bold;">well Banker</span></st1:personname><span lang="EN" style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-ansi-language: EN; mso-bidi-font-weight: bold;"> recommends </span><span lang="EN" style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-ansi-language: EN;">getting pre-approved for a loan. A pre-approval lets you know where you fall financially while informing the mortgage company that you’re ready to buy. Additionally, being pre-approved for a loan can help speed up the closing process once an offer has been accepted.<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div><br />
<div style="margin: 0in 0in 0pt; mso-add-space: auto;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Set a budget.</span></b><span style="font-family: "Arial","sans-serif"; font-size: 10pt;"> Beyond basic income and savings, there are a number of other financial elements to consider before setting a price range for the new home. Once a couple has decided on a location, they should consider its proximity to their family, jobs and children’s school and then gauge travel costs. The next step is to add up monthly bills, including the couple’s car payments, phone bills, insurance costs, groceries, and credit card payments. This total estimated cost of living should be factored into the couple’s overall budget.<o:p></o:p></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;"><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-ansi-language: EN;">Get on the same page. </span></b><span lang="EN" style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-ansi-language: EN;">Whether it is a quiet neighbourhood or a two-car garage, everyone has their own “must haves” when it comes to the home of their dreams. For a couple looking for a home to share, it is important to discuss each of their essentials before beginning the search. Keep in mind that agreeing on all of the features of a future home will likely be impossible, so be prepared to compromise. Once the list of “must haves” is finalized, your <st1:personname w:st="on">Coldwell Banker</st1:personname> real estate professional can help you determine if your expectations are realistic given the homes currently on the market.<o:p></o:p></span></div><br />
<div class="MsoNormal" style="background: white; margin: 0in 0in 0pt;"><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-ansi-language: EN;">Allocate additional funds.</span></b><span lang="EN" style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-ansi-language: EN;"> The down payment on a new home is just one of the significant financial aspects of a move.<span style="mso-spacerun: yes;"> </span>Even after both people’s belongings are combined there will likely still be a need to purchase furniture and other items like a washer and dryer which will require additional budget. The last thing a couple will want to do is start out their life together with nothing in the bank! <o:p></o:p></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;"><b style="mso-bidi-font-weight: normal;"><span lang="EN" style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-ansi-language: EN;">Be patient. </span></b><span lang="EN" style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-ansi-language: EN;">A recent Coldwell Banker survey </span><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">found that women are likely to make up their minds faster than men. Almost </span><span lang="EN" style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-ansi-language: EN;">70 percent of women surveyed decided the day they walked into the house that it was right for them, while 32 percent of men needed two or more visits. It will likely take multiple trips to the home before both members of the couple decide it is “the one.” If a spouse needs more time, be patient and try not to pressure them.<o:p></o:p></span></div><span lang="EN" style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-ansi-language: EN;"><o:p><span style="font-family: Times New Roman; font-size: small;"> </span></o:p></span><br />
T<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">ake inventory of everyone’s belongings.</span></b><span style="font-family: "Arial","sans-serif"; font-size: 10pt;"> Before a couple moves into a new home together, each person should make a list of the furniture they plan to keep and compare it with their partner’s. There may not be a need (or a place) for three televisions and two kitchen tables in the new house. Consider selling unwanted pieces of furniture online, or holding a garage sale.<span style="mso-spacerun: yes;"> </span>The money made is sure to be put to good use on purchases for the new home.</span><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Sign a contract.</span></b><span style="font-family: "Arial","sans-serif"; font-size: 10pt;"> For a couple who has yet to walk down the aisle, it is important to contact a real estate attorney before closing on a home. A contract should be drawn up outlining who is responsible for what expenses and how assets will be divided in the event of a split.<o:p></o:p></span></div><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;"><o:p><span style="font-family: Times New Roman; font-size: small;"> </span></o:p></span><br />
<span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-US;">Want more tips on the home-buying process?<span style="mso-spacerun: yes;"> </span>Contact me your local professional. <span style="mso-spacerun: yes;"> </span>You’ll be glad you called me first!</span>tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-17605693321683974172012-09-06T13:59:00.000-07:002012-09-06T13:59:04.629-07:00FRIENDLY FISHERVILLE FIND FOR FAMILIES! 4 bed 45 mins to Hamilton $222,900FRIENDLY FISHERVILLE FIND FOR FAMILIES! 4 bed 45 mins to Hamilton $222,900 <a href="http://www.realestatechannel.ca/26097">http://www.realestatechannel.ca/26097</a>tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-57466352707366649512012-08-16T14:55:00.000-07:002012-08-16T14:55:05.679-07:00Hagersville, Northview Estates, New Adult Living, 1,249sqft, 2bed/2bath $227,950<a href="http://www.realestatechannel.ca/25667">http://www.realestatechannel.ca/25667</a><br />
<br />
Stunning Freehold no fees 1,249sqft Bungalow Semi%u2019s and Townhomes. 2 bed and 2 full bath designed for mature and professional adults. Designed open concept with customizable kitchen, generous lighting allowance personally select your lighting fixtures, 9' ceilings, main floor laundry/mud room off inside garage entry, patio doors off living room to 10x12 deck and wide foyer hallway. Units starting @ $212,950. Only 25 minutes to Hamilton, in town hospital and walking distance to amenities. Floor plan and construction details brochure available @ <a href="http://bit.ly/JwUw3C">http://bit.ly/JwUw3C</a> tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-91847195753702040772012-08-15T11:36:00.002-07:002012-08-15T11:36:50.107-07:00New round of tightening Canadian mortgage regulations kicks in July 9th <b style="mso-bidi-font-weight: normal;"><span style="color: black; font-family: "Arial","sans-serif"; font-size: 11pt;">New round of tightening Canadian mortgage regulations kicks in July 9<sup>th</sup>. </span></b><br />
<br />
On June 21<sup>st</sup>, Canada’s federal government announced a further tightening of Canadian mortgage regulations effective July 9<sup>th</sup>.<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>In the announcement, Finance Minister Jim Flaherty stated that the new regulations were introduced <span style="font-size: 11pt;">“<span style="color: black;">to keep the housing market strong, and help to ensure households do not become overextended.”</span> </span>Changes include the maximum amortization period being reduced to 25 years from the previous 30 years. Also, the maximum amount of equity homeowners can take out of their homes in a refinancing is being reduced to 80% from 85%. These new mortgage regulations echo earlier reductions of amortization period and lowered refinancing maximums that came into effect last year. <span style="mso-spacerun: yes;"> </span><o:p></o:p><br />
<br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;"><a href="http://www.fin.gc.ca/n12/12-070-eng.asp" target="_blank"><span style="color: blue;">Click here </span></a>for full details on <st1:country -region="-region" w:st="on"><st1:place w:st="on">Canada</st1:place></st1:country>’s new mortgage regulations.<o:p></o:p></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;">Although the changes have been endorsed in the media by <st1:country -region="-region" w:st="on"><st1:place w:st="on">Canada</st1:place></st1:country>'s big banks, including TD and Bank of Montreal, the Canadian Real Estate Association (CREA) urges the government to carefully consider the impact of further interventions in the market. <span style="mso-spacerun: yes;"> </span>It is well known that housing is a key driver of the economy. <span style="mso-spacerun: yes;"> </span>In fact, according to CREA, <span style="color: black; mso-bidi-font-style: italic;">re-sale housing will add an estimated $20 billion in spin-off spending and over 165,000 jobs to the Canadian economy in 2012.<span style="mso-spacerun: yes;"> </span>CREA also cautions the government to closely monitor the impact of these measures to ensure they have the desired effect without slowing the economy.</span><span style="color: black;"><o:p></o:p></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;">Meanwhile, the Canadian real estate market remains balanced, and Canada continues to enjoy near-historic low interest rates.<span style="mso-spacerun: yes;"> </span>The dream of homeownership remains in reach for a large number of Canadians.<span style="mso-spacerun: yes;"> </span>While the reduction in maximum amortization period may affect some buyers, there are many who will not be impacted by the changes.<span style="mso-spacerun: yes;"> </span>Others who may have planned to amortize their mortgage over a 30-year period have several options, including saving for a larger down payment, choosing a slightly lower-priced home in their target area, or consider trading location for commute.<span style="mso-spacerun: yes;"> </span>There are a variety of options, and buyers should ask me to find the solution that’s right for them. <o:p></o:p></div>tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-29560416388614986882012-08-10T12:20:00.002-07:002012-08-10T12:36:50.189-07:00@ Home Newsletter - Summer 2012<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjp-M5L75M3HqMFrsi8oxkpLbsxgO0WVYyC0oulCf07p2yxgYH-vzGAler0aif1pn4zRWAbc2522uCFygMwMUCm2tV9AH_ERoOtJcZp2zSVUnNIeJqjFI9qSr-fRjOOyxqzpxt9_QSEwkE/s1600/at+Home+Newsletter+Summer+2012.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjp-M5L75M3HqMFrsi8oxkpLbsxgO0WVYyC0oulCf07p2yxgYH-vzGAler0aif1pn4zRWAbc2522uCFygMwMUCm2tV9AH_ERoOtJcZp2zSVUnNIeJqjFI9qSr-fRjOOyxqzpxt9_QSEwkE/s640/at+Home+Newsletter+Summer+2012.jpg" width="540" /></a></div><div class="separator" style="clear: both; text-align: center;"></div>tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-21261069229391997242012-08-07T08:07:00.000-07:002012-08-07T08:07:03.132-07:00Canada’s Seniors Market is Growing<span class="style3"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 14pt;">Canada’s Seniors Market is Growing<o:p></o:p></span></b></span><br />
<br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;"><span class="style3"><span style="font-family: "Arial","sans-serif";">In a recently released report, <a href="http://email.coldwellbankerworks.com/cb40/c2.php?CWBK/1720457/21625/H/N/V/http://www.statcan.gc.ca/daily-quotidien/100223/dq100223a-eng.htm" target="_blank"><span style="color: blue;">StatsCan announced</span></a> that Canadians are now living longer than ever before. <span style="mso-spacerun: yes;"> </span>This longer life expectancy means that <st1:country -region="-region" w:st="on"><st1:place w:st="on">Canada</st1:place></st1:country>’s Seniors Market is growing ‘on both ends’.<span style="mso-spacerun: yes;"> </span>More Canadians are entering retirement age, as the ‘baby boomer’ generation is aging, and retirees are living longer once they get there.<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></span></div><br />
<div style="background: white;"><span lang="EN" style="color: black; font-family: "Arial","sans-serif"; mso-ansi-language: EN;">According to the Statistics Canada report, life expectancy at birth in Canada reached 80.7 years for the three-year period between 2005 and 2007, up from the average of 78.4 a decade earlier between 1995 and 1997.<o:p></o:p></span></div><br />
<div style="background: white;"><span lang="EN" style="color: black; font-family: "Arial","sans-serif"; mso-ansi-language: EN;">Gains during the past decade were stronger among men. Their life expectancy at birth rose by 2.9 years to 78.3 in 2005-2007, while among women it increased by 1.8 years to 83.0. The gap between the sexes has been closing for several years.<o:p></o:p></span></div><br />
<div style="background: white;"><span lang="EN" style="color: black; font-family: "Arial","sans-serif"; mso-ansi-language: EN;">Life expectancy among seniors at the age of 65 has also been on an upward trend for several years.<span style="mso-spacerun: yes;"> </span>On average, a 65-year-old man could expect to live an additional 18.1 years in 2005-2007, an increase of 2.0 years from the previous decade. A 65-year-old woman could expect to live an additional 21.3 years, up by 1.3 years.<o:p></o:p></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;"><span lang="EN" style="color: black; font-family: "Arial","sans-serif"; mso-ansi-language: EN;">As the population ages, </span><span class="style3"><span style="font-family: "Arial","sans-serif";">their real estate needs will also change.<span style="mso-spacerun: yes;"> </span>What’s more, these seniors will tend to have the financial resources to readily make changes to suit those changing needs. Seniors will play an increasingly important role in <st1:country -region="-region" w:st="on"><st1:place w:st="on">Canada</st1:place></st1:country>’s real estate market in the years ahead. <o:p></o:p></span></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;"><span class="style3"><span style="font-family: "Arial","sans-serif";">If you’re thinking of selling your home, you’d be wise not to overlook this growing segment of the Canadian population.<span style="mso-spacerun: yes;"> </span>I can give you tips on how to target this increasingly important niche market.<span style="mso-spacerun: yes;"> </span>And if you’re one of the those Seniors who is planning to downsize, upgrade, or buy a retirement property, I can advise you on some of the features that will best suit you in your ‘golden years’.<span style="mso-spacerun: yes;"> </span>If you’d like to know more about the Senior’s real estate market, contact me.<span style="mso-spacerun: yes;"> </span>You’ll be glad you called me first.<o:p></o:p></span></span></div>tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-75288162791665612012012-08-01T18:48:00.000-07:002012-08-01T18:48:30.840-07:0030 Minutes to Hamilton, easy one floor plan on quiet tree lined street. $184,900Easy everything on one floor plan with bonus finished attic on quiet tree lined street with super sunroom and large garage. Very updated and only 30 minutes to Hamilton. http://www.realestatechannel.ca/25306tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-7971135362332752512012-07-31T17:47:00.000-07:002012-07-31T17:47:52.791-07:00Hagersville Townhome-BUILDER WILL HOLD MORTGAGE @ 5% with only $2,000 down!!! 30 mins to Hamilton<span style="color: #0066cc;">Hagersville Townhome-BUILDER WILL HOLD MORTGAGE @ 5% with only $2,000 down!!! 30 mins to Hamilton </span><span style="color: #0066cc;"> <u>h</u></span><a href="http://www.realestatechannel.ca/25270">ttp://www.realestatechannel.ca/25270</a>tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-56284727205230801502012-07-29T08:56:00.000-07:002012-07-29T08:56:38.331-07:00Preparing for a far-away move<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 14pt;">Preparing for a far-away move<o:p></o:p></span></b><br />
<br />
<div class="MsoNormal" style="margin: 0in 0in 0pt; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Moving can be a complicated process, especially when the new home is far away, whether its to another part of the province, or right across <st1:country-region w:st="on"><st1:place w:st="on">Canada</st1:place></st1:country-region>.<span style="mso-spacerun: yes;"> </span>Buyers must research the town, school systems, job market, and neighbourhood all before settling on a new location. <span style="mso-spacerun: yes;"> </span>I <span style="mso-bidi-font-weight: bold;">r</span>ecommend taking the following steps to ensure that when it comes time to move to a distant location, the process goes as smoothly as possible. <o:p></o:p></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;"><b><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">First, Get Organized</span></b><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">. When moving many miles away it makes sense to compile a list of the key information required before deciding where to live. <span style="mso-spacerun: yes;"> </span>Other Important questions include: <o:p></o:p></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt 0.75in; mso-list: l0 level1 lfo1; tab-stops: list .75in; text-indent: -0.25in;"><span style="font-family: Symbol; font-size: 10pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">What is the cost of living? How does it compare against where we’re living now? <o:p></o:p></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt 0.75in; mso-list: l0 level1 lfo1; tab-stops: list .75in; text-indent: -0.25in;"><span style="font-family: Symbol; font-size: 10pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">What is the price of a similar sized house in the new location? <o:p></o:p></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt 0.75in; mso-list: l0 level1 lfo1; tab-stops: list .75in; text-indent: -0.25in;"><span style="font-family: Symbol; font-size: 10pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">What is the community like? Are the neighbourhoods safe? <span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt 0.75in; mso-list: l0 level1 lfo1; tab-stops: list .75in; text-indent: -0.25in;"><span style="font-family: Symbol; font-size: 10pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Where are the schools located? <o:p></o:p></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt 0.75in; mso-list: l0 level1 lfo1; tab-stops: list .75in; text-indent: -0.25in;"><span style="font-family: Symbol; font-size: 10pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">What is the noise factor? <o:p></o:p></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt 0.75in; mso-list: l0 level1 lfo1; tab-stops: list .75in; text-indent: -0.25in;"><span style="font-family: Symbol; font-size: 10pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Will this be a good area for my spouse to find work? <o:p></o:p></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt 0.75in; mso-list: l0 level1 lfo1; tab-stops: list .75in; text-indent: -0.25in;"><span style="font-family: Symbol; font-size: 10pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">What is the public transportation system like? <o:p></o:p></span></div><span style="font-family: Symbol; font-size: 10pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font-family: Times New Roman; font-size: small;"> </span></span></span><br />
<span style="font-family: Symbol; font-size: 10pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;"><span style="font-family: Times New Roman; font-size: small;"> </span>·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">How long will the commute be? <o:p></o:p></span><br />
<br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;"><b><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Due Diligence</span></b><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">. To learn about the typical lifestyle of the town, as well as community events and safety, get a few back copies of the local newspaper, or log on to their Web site.<span style="mso-spacerun: yes;"> </span>This third party information, and more facts from the local Chamber of Commerce, will give a sense of the area.<o:p></o:p></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;"><b><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Use the Internet</span></b><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">. When it comes to the home itself, the Web is an invaluable tool. Web sites such as <a href="http://www.coldwellbanker.com/"><span style="color: blue;">www.coldwellbanker.ca</span></a> can provide visitors with a wealth of useful information. Features like the <st1:personname w:st="on">Coldwell Banker</st1:personname> Home Price Comparison Index can help you approximate how much a comparable house will be worth in the new market.<span style="mso-spacerun: yes;"> </span>This information also provides some insight into the local cost of living.<span style="mso-spacerun: yes;"> </span>Visitors can find a variety of community information including median age and income, percentages of married couples and children, recent home sales, and more. <span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;"><b><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Find a local real estate professional.<span style="mso-spacerun: yes;"> </span></span></b><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-bidi-font-weight: bold;">Begin to work with a</span><span style="font-family: "Arial","sans-serif"; font-size: 10pt;"> real estate sales representative early on when visiting the <st1:city w:st="on"><st1:place w:st="on">new city</st1:place></st1:city>. If you don’t have a real estate representative in your target area, I can help put you in touch with an experienced professional who will be a good ‘fit’ for you and your needs.<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Feet on the Street.<span style="mso-spacerun: yes;"> </span></span></b><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Look to see how much new construction and renovation work is taking place. This will indicate whether the neighbourhood is growing and developing, and whether current residents plan to stay. Let your sales representative take you through the neighbourhood “after hours” to see what it looks like when all have returned from work and school.<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;"><b><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Chat time.<span style="mso-spacerun: yes;"> </span></span></b><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">If possible, try to have a few conversations with local residents who live nearby.<span style="mso-spacerun: yes;"> </span>They have their fingers on the pulse of the neighbourhood and the community at large.<o:p></o:p></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Want to know more about choosing the right community? Please feel free to contact me <a href="mailto:tomflatt@coldwellbanker.ca"><span style="color: blue;">tomflatt@coldwellbanker.ca</span></a> or 905-768-7717. <span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div>tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-24520338680932813902012-07-24T12:08:00.000-07:002012-07-24T12:08:22.220-07:00HAGERSVILLE 'LAST END UNIT' TOWNHOME-Builder will hold mortgage @ 5% with only $2,000 down!!! 30 mins to HamiltonHAGERSVILLE 'END UNIT' TOWNHOME-Builder will hold mortgage @ 5% with only $2,000 down!!! 30 mins to Hamilton- http://www.realestatechannel.ca/25104HAGERSVILLE 'LAST END UNIT' TOWNHOME-Builder will hold mortgage @ 5% with only $2,000 down!!! 30 mins to HamiltonHAGERSVILLE 'END UNIT' TOWNHOME-Builder will hold mortgage @ 5% with only $2,000 down!!! 30 mins to Hamilton- <a href="http://www.realestatechannel.ca/25104">http://www.realestatechannel.ca/25104</a>tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-38778683898581954282012-07-23T11:56:00.000-07:002012-07-23T11:56:32.463-07:00Five Questions Sellers Should Ask When Choosing a Real Estate Representative<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 11pt;">Five Questions Sellers Should Ask When Choosing a Real Estate Representative</span></b><span style="font-family: "Arial","sans-serif"; font-size: 10pt;"><o:p><span style="font-family: Times New Roman; font-size: small;"> </span></o:p></span><br />
<br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Selecting a real estate representative to assist in the largest financial transaction a person will likely ever make is a critical part of the home selling process. </span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-bidi-font-family: "Times New Roman";">In a challenging economic environment where competition among real estate companies is on the rise, choosing the agent that’s right for you can be a confusing task. <o:p></o:p></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-bidi-font-family: "Times New Roman";"><span style="font-family: Times New Roman; font-size: small;">I</span> </span><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;">suggest home sellers start </span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-bidi-font-family: "Times New Roman";">by interviewing several real estate agents to find someone with whom they “connect.”<span style="mso-spacerun: yes;"> </span>However, chemistry is not the only variable to consider. The length of time an agent has been in the business, his or her home sale success rate and knowledge of the local market can also play a significant role in the decision-making process. <o:p></o:p></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">To jump-start the conversation, I<span style="mso-bidi-font-family: "Times New Roman";"> </span>suggest five essential questions home sellers should ask before selecting a real estate representative. <span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div><br />
<div style="margin: 0in 0in 0pt 0.25in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-indent: -0.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-fareast-font-family: Arial;"><span style="mso-list: Ignore;">1.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span></span><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-bidi-font-family: "Times New Roman";">How long have you been in the real estate business and what has your success rate been in terms of home sales over the past 12 months? </span></b><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-bidi-font-family: "Times New Roman";">The length of time a real estate representative has been in the business and their home sale success rate demonstrates their knowledge and expertise in the industry. Ideally, a home seller will want to work with an agent who has a high percentage of completed transactions within your home’s price range.<o:p></o:p></span></div><br />
<div style="margin-left: 0.25in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-indent: -0.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-fareast-font-family: Arial;"><span style="mso-list: Ignore;">2.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span></span><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-bidi-font-family: "Times New Roman";">What was the average amount of time it took to sell those listings?</span></b><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-bidi-font-family: "Times New Roman";"> Comparing marketing times between the agents you are interviewing will provide you with an indication of how well that agent markets homes. <o:p></o:p></span></div><br />
<div style="margin: 0in 0in 0pt 0.25in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-indent: -0.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-fareast-font-family: Arial;"><span style="mso-list: Ignore;">3.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span></span><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-bidi-font-family: "Times New Roman";">What was your list-price to sale-price ratio? </span></b><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-bidi-font-family: "Times New Roman";">Significant differences between original listing prices and ultimate sale prices can be an indication that the list prices quoted at the outset were unrealistic. <o:p></o:p></span></div><br />
<div style="margin: 0in 0in 0pt 0.25in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-indent: -0.25in;"><span style="mso-list: Ignore;">4.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span><b><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-bidi-font-family: "Times New Roman";">What is your online marketing plan to sell my property? </span></b><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-bidi-font-family: "Times New Roman"; mso-bidi-font-weight: bold;">In <st1:country-region w:st="on"><st1:place w:st="on">Canada</st1:place></st1:country-region>, the vast majority </span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-bidi-font-family: "Times New Roman";">of home buyers begin their home search on the Internet. Therefore, the real estate representative you select should have a strong online marketing presence as well as be visible through social media outlets in order to reach the widest possible audience. Websites such as <a href="http://www.youtube.com/user/coldwellbanker"><span style="color: blue;">Coldwell Banker On Location</span></a>, a branded YouTube™ channel, the Real Estate Channel, V-Tour websites, allow real estate agents to showcase their listings and local knowledge by tapping into the power of video and offering consumers a new way to search for homes online.</span><o:p></o:p></div><br />
<div style="margin: 0in 0in 0pt 0.25in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-indent: -0.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-fareast-font-family: Arial;"><span style="mso-list: Ignore;">5.<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";"> </span></span></span><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-bidi-font-family: "Times New Roman";">Do you have references you can share from past clients? </span></b><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-bidi-font-family: "Times New Roman";">References allow you to gain additional insight into the day-to-day workings with the real estate agent. Gathering reputable references will help ensure that you select the best real estate representative for your needs. <o:p></o:p></span></div><br />
<div style="margin: 0in 0in 0pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-bidi-font-family: "Times New Roman";">Want to know more about where to find a great real estate representative anywhere across <st1:country-region w:st="on"><st1:place w:st="on">Canada</st1:place></st1:country-region>?<span style="mso-spacerun: yes;"> </span>Visit <a href="http://www.coldwellbanker.ca/"><span style="color: blue;">www.coldwellbanker.ca</span></a> or ask me, to view details for thousands of real estate professionals.<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></div>tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-26255911032533119342012-07-17T08:27:00.000-07:002012-07-17T08:27:19.010-07:00COLDWELL BANKER in new Hagersville Office @ Northview Building Site<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhOXRLTI7W1GWCqk78uo-DNIhemlSEtRcQWUg4H6tbWPsmQOMkcHwA_GlPAtvEe5bNjunBHJ_XEh5BCD-anUwk-BJaa4KjeOfykLPs2muHjzGEKwZjAgKMg01J_ZAKAsM3nCskFci8DjU8/s1600/07171200.JPG" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="496" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhOXRLTI7W1GWCqk78uo-DNIhemlSEtRcQWUg4H6tbWPsmQOMkcHwA_GlPAtvEe5bNjunBHJ_XEh5BCD-anUwk-BJaa4KjeOfykLPs2muHjzGEKwZjAgKMg01J_ZAKAsM3nCskFci8DjU8/s640/07171200.JPG" width="640" /></a></div><div class="separator" style="clear: both; text-align: center;"><br />
</div>tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-73326679551335965672012-07-10T13:34:00.000-07:002012-07-10T13:34:41.185-07:00Five Tips for Single Home Buyers<b><span style="font-family: "Arial","sans-serif"; font-size: 16pt; mso-fareast-font-family: "Times New Roman";">Five Tips for Single Home Buyers<o:p></o:p></span></b><br />
<br />
<div class="MsoNoSpacing" style="margin: 0in 0in 0pt; text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">Canada’s housing </span><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">environment has more single home buyers entering the market than ever before.<span style="mso-spacerun: yes;"> </span>With inventory levels improving in many markets, and interest rates near record lows many people across the country who may have never considered buying a home in the past are recognizing that a mortgage payment on a house can actually be the same or less than what they would spend on renting.<o:p></o:p></span></div><br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt; mso-layout-grid-align: none;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";"><o:p> </o:p></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">For most Canadians, buying a home is the most significant financial investment they will ever make, and </span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">perhaps even more so for singles who are making the transition on their own. </span><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">With that in mind, Coldwell Banker has come up with five tips to help single home buyers navigate the home buying process:</span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div><br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt; mso-layout-grid-align: none;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Keep an eye on the future</span></b><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">. A family of one is much more likely to upsize rather than downsize. Some day someone who is single may add a significant other to their family and possibly even children. Though additional space may not be needed immediately, it’s important to consider potential future plans for a home.<span style="mso-spacerun: yes;"> </span>Keep in mind that there is no such thing as the "perfect" house. Instead, determine what is essential – number of bedrooms, approximate square footage, neighbourhood, etc.<span style="mso-spacerun: yes;"> </span>And when you do move up, your first home can provide you with equity to purchase your next home or it can be kept as an investment.<o:p></o:p></span></div><br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Get pre-approved for a mortgage</span></b><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">. A pre-approval will let single home buyers know where they stand financially while informing the mortgage company that they are ready to buy. Additionally, this step will demonstrate to everyone involved in the purchase that the home buyer is serious and well qualified. <o:p></o:p></span></div><br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt; mso-layout-grid-align: none;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Location, location, location</span></b><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">. The golden rule of real estate applies to single home buyers as well.<span style="mso-spacerun: yes;"> </span>Factors such as proximity to work, family and nightlife often play a role in the decision of where to purchase a home. Speaking with a Coldwell Banker sales representative can help narrow the search to find the location that best suits a home buyer’s needs and lifestyle. <o:p></o:p></span></div><br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Plan ahead for maintenance fees</span></b><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">. Owning a home is a rewarding experience. However, being the only person with a set of house keys also means being the only person responsible for maintenance. A leaky faucet and unkempt lawn won’t take care of themselves, so be sure to include future repairs and maintenance in the budget. Also keep in mind that certain properties such as condominiums and townhomes require less exterior maintenance and might be a good option for those single home buyers who find the idea of maintaining a yard a bit daunting.<o:p></o:p></span></div><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Consider resale value and longevity</span></b><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">. Purchasing a home has historically been a great long-term investment. However, there are many reasons single home buyers may need to move, such as relocating for a job or a lifestyle change. Therefore, it is important to think about the length of time that the home will be owned and also consider the resale value of prospective properties during the search. Your local Coldwell Banker real estate representative can share the average home price of properties in the area, how long each property has been on the market and what features increase a home’s value and appeal.<o:p></o:p></span>tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-85438599059082864722012-07-01T18:43:00.000-07:002012-07-01T18:43:09.822-07:00CAYUGA COUNTRY HOME BUNGALOW-$234,900CAYUGA COUNTRY SIDE RD has this custom built all brick bungalow with no lots of space between neighbours and gorgeous country views from every angle. Open concept design, spacious oak eat-in kitchen, separate dining room. Cozy main floor living room. Convenient mud room including main floor laundry & powder room with doors from garage and rear yard. Den has patio doors to deck overlooking yard. Deep double garage perfect for the handyman/hobbyist. Minutes to Cayuga on a quiet secondary road and only 30 minutes to Hamilton. <a href="http://www.realestatechannel.ca/24372">http://www.realestatechannel.ca/24372</a>tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-24280220045313730742012-06-19T09:32:00.000-07:002012-06-19T09:32:11.404-07:00HAGERSVILLE 'END UNIT' TOWNHOME-Builder will hold mortgage @ 5% with only $2,000 down!!! 30 mins to Hamilton- http://www.realestatechannel.ca/24005HAGERSVILLE 'END UNIT' TOWNHOME-Builder will hold mortgage @ 5% with only $2,000 down!!! 30 mins to Hamilton- <br />
<a href="http://www.realestatechannel.ca/24034">http://www.realestatechannel.ca/24034</a>tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-55221533965439779082012-06-19T09:09:00.002-07:002012-06-19T09:09:14.453-07:00Moving with Pets is a Family Affair<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt; mso-layout-grid-align: none;"><b><span style="font-family: "Arial","sans-serif"; font-size: 16pt; mso-fareast-font-family: "Times New Roman";">Moving with Pets is a Family Affair<o:p></o:p></span></b></div><br />
<div style="margin-right: -9pt;"><span style="font-family: "Arial","sans-serif";">While moving to a new home is very exciting, relocating can be a stressful process for every member of the family – including pets.<span style="mso-spacerun: yes;"> </span>More often than not, a move means that all familiarity is gone.<span style="mso-spacerun: yes;"> </span>From where to hide a bone to where to nap in the sun, the pet’s sense of security and comfort has suddenly been altered. <o:p></o:p></span></div><br />
<div style="margin: 0in 0in 0pt;"><span lang="EN" style="font-family: "Arial","sans-serif"; mso-ansi-language: EN; mso-bidi-font-weight: bold;">Below are five suggestions from <st1:personname w:st="on">Coldwell Banker</st1:personname> and Petfinder.com for how to make moving a little less ‘<i style="mso-bidi-font-style: normal;">ruff’</i> for four-legged members of the family.<o:p></o:p></span></div><br />
<div style="margin: 0in 0in 0pt;"><br />
</div><br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 12pt;">Plan ahead</span></b><span style="font-family: "Arial","sans-serif"; font-size: 12pt;">. From start to finish, moving to a new home involves a lot of planning. <span style="mso-spacerun: yes;"> </span>You should decide as soon as possible where their pet’s belongings – toys, water dishes, beds, etc., — will go in the new home.<span style="mso-spacerun: yes;"> </span>If the pet’s only car ride has been to the veterinarian, you can help your pet become accustomed to traveling by bringing them along on visits to the future home, as well as to other places with a more positive association, like a dog park or pet store. <o:p></o:p></span></div><br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><br />
</div><br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 12pt;">Take them on a walk-through to get them acclimated. </span></b><span style="font-family: "Arial","sans-serif"; font-size: 12pt;">For home buyers with pets in tow, it is important to help their companions become acclimated to their new life early on. During a visit to the future home, you should take your four-legged friend on a personal tour, showing them their new play area and “bathroom.”<span style="mso-spacerun: yes;"> </span>By scoping out all of the new scents and sights, the pet will start to acquaint itself with their new digs.<span style="mso-spacerun: yes;"> </span>Cats may feel more comfortable exploring one room at a time so start in the bathroom, a smaller space, and let them take their time coming out of the carrier to explore.<o:p></o:p></span></div><br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><br />
</div><br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 12pt;">Get new pet tags.</span></b><span style="font-family: "Arial","sans-serif"; font-size: 12pt;"> With doors opening and closing and people entering and exiting, pets will likely have more opportunities to get loose during a move than they did while living in the previous home.<span style="mso-spacerun: yes;"> </span>As soon as the contract is signed, home buyers should purchase a new tag with their pet’s name, new address and phone number.<span style="mso-spacerun: yes;"> </span>If the pet has a microchip, pet parents should also contact the company and have their pet’s ID information updated in their database. If a pet escaped during the move, it would be very difficult for them to find their way back to a home they barely know. <o:p></o:p></span></div><br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><br />
</div><br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 12pt;">Be extra security conscious. </span></b><span style="font-family: "Arial","sans-serif"; font-size: 12pt;">The first few days in a new home can spook even the most laid-back pet. <span style="mso-spacerun: yes;"> </span>Make sure your pet’s collar fits securely and, unless the backyard at the new home is completely fenced in, keep your pet on a leash when heading outdoors. Take a full inspection of the house, looking for openings a pet can crawl into or other safety hazards before letting them explore. <span style="mso-spacerun: yes;"> </span>Once they’re off their leash or out of their carrier, be sure to keep a close eye on them. <o:p></o:p></span></div><br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><br />
</div><br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 12pt;">Continue with business as usual.<span style="mso-spacerun: yes;"> </span></span></b><span style="font-family: "Arial","sans-serif"; font-size: 12pt;">After moving into the new home, try to stick to your pet’s daily routine as closely as possible by feeding them, playing with them and walking them at the same times they did when in the previous home. Such consistency will enable pets to get used to their new life more quickly.<o:p></o:p></span></div><br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><br />
</div><br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><span style="font-family: "Arial","sans-serif"; font-size: 12pt;">* These tips were adapted from a chapter in <i style="mso-bidi-font-style: normal;">The Adopted Dog Bible</i>, written by <st1:personname w:st="on">Kim</st1:personname> Saunders, vice president of shelter outreach for <a href="http://www.petfinder.com/"><span style="mso-ansi-font-size: 12.0pt; mso-bidi-font-family: Arial;"><span style="color: blue; font-family: Times New Roman;">Petfinder.com</span></span></a>, the largest online database of adoptable pets.<o:p></o:p></span></div>tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0tag:blogger.com,1999:blog-4300014716267251380.post-2159760205978460262012-06-19T02:13:00.003-07:002012-06-19T02:14:24.265-07:00HAGERSVILLE TOWNHOME-Builder will hold mortgage @ 5% with only $2,000 down!!! 30 mins to Hamilton- http://www.realestatechannel.ca/24005HAGERSVILLE TOWNHOME-Builder will hold mortgage @ 5% with only $2,000 down!!! 30 mins to Hamilton- http://www.realestatechannel.ca/24005tomflatthttp://www.blogger.com/profile/11127715037976726365noreply@blogger.com0